Get Financing

Cosmetic Surgery Financing Guaranteed.

Cosmetic Surgery has always been associated with “expensive”, and in some cases, it can be!

That doesn’t mean it can’t be AFFORDABLE!

We’ve worked hard to develop creative payment options for many types of procedures. We base our approvals on ability to pay NOT credit score alone.

Find out for Yourself!

Recent Procedures

You may qualify for these same terms!

Breast Augmentation with Lift
$1500 Down / $197 per month

Tummy Tuck or Liposuction 8 areas
$1500 Down  /  $198 per month

Breast Augmentation
$1500 /  $146 per month  

Our staff will help you determine your down payment and monthly installment plan once you’ve applied. Results will vary from person to person and all credit terms are subject to finance department review and approval. 

We may offer financing for the following procedures:


  • Facelift
  • Rhinoplasty
  • Eyelid Surgery 
  • Chin Surgery
  • Browlift
  • Facial Fat Injections
  • Neck & Chin Liposuction


  • Liposuction
  • Tummy Tuck 
  • Mini Tummy Tuck
  • Mommy Makeover
  • BBL (Brazilian Butt Lift)
  • Arm Lift


  • Breast Augmentation (Fat Injections)
  • Breast Augmentation (Implants)
  • Breast Lift
  • Breast Lift (w/Augmentation)
  • Male Breast Reduction (Gynecomastia)

Don’t see it? Reach out to us, let us know what you’re looking for, we’re here to help!

I had some challenges in my credit even though I had a good job. I was able to get my surgery when other places had turned me down. It’s nice that they treated me like a person and not just like a credit score. I’m on my second surgery and second financing plan.

Maya, Chicago, IL

Get the surgery you want – NOW

With our financing, you can schedule your appointment as soon as you’re ready. There’s no waiting period or unexpected hold-ups. Our team works directly with the financing team to get you approved and in the OR very quickly! 

Don’t empty your savings

With minimal downpayment requirements and low monthly payments, you can pay over time, so you don’t need to deplete that savings account or open a new credit card.


Not Credit Alone


Not based on credit alone

Our underwriting decision is not based on your credit score alone. We look at multiple factors to include your ability to pay.  This is very a common installment loan, and this allows to be extremely flexible in our underwriting guidelines. 

After you apply, we will give you a maximum Monthly payment you are approved for and you will work with your coordinator to come up with a payment plan that works for you baed on the approval.

Get your surgery

The process is easy


Apply Online


Get pre-approved & schedule consult


Pick your plan


Get your surgery


  • Only Board Certified Plastic Surgeons operate at JW Plastic Surgery.
  • Our Surgeons are Ivy League educated, fellowship trained, or Double Board Certified.
  • Only top performing plastic surgeons are invited to join this growing medical group.
  • With 5 textbooks, 200+ publications, 3 patents, we are plastic surgery educators and leaders.
  • Frequently featured in the press including CBS, ABC, WGN, FOX, Newsweek, The Mix, and the Chicago Sun-Times.


National Brand, Locally Grown

We offer our service in the Midwest and Florida. However, we started in Chicago. You get the benefits of a national brand but Chicago will always be our flagship.

Affordable Price, Top Shelf Plastic Surgery

Our surgical volume and experience allow us to offer some of the best prices in Chicago. Our price are transparent and our packages are all-inclusive.

Flexible Financing Options

We offers several forms of surgical financing and will guarantee that you will be approved for at least one of our financing plans.

Evening & Saturday Appointments

We have night and weekend appointments available for your convenience. You can even schedule an appointment for yourself online at your convenience.

State of the Art Facilities- Proven Technology

We operate at 8 award-wining hospitals and outpatient centers. We use evidence-based medicine, not the latest market trends, to determine the best options for you.


Book a Consultation TODAY and mention that you want to have a simulation! Unsure of the difference between 300cc and 400cc? Want a natural result? Wondering how you will look after surgery? Discover your new you for free during a consultation using the worldwide leading 3D plastic surgery application to simulate yourself. See their simulated results in 3D using our VR glasses during consultations. At JW, we’ll even give you access to your portal so you can show your friends and family using portal VR glasses. This is also a great option for patients who want virtual consults with our surgeons.